Property & Casualty Insurance

Property & Casualty Insurance

Through Bank Mutual's insurance subsidiary, Mutual Insurance Group, we offer a selection of personal insurance products to meet your needs. By representing many top-rated insurers, your Mutual Insurance Group representative can research and compare appropriate insurance programs that are competitively priced and provide cost quotes to compare with your current coverage. Having us review the market for you can save you both time and money.

Homeowners Insurance

Your home, whether it is an apartment, a condo, or a house, is your castle. Renter's and Homeowner's Insurance protects you from losses and damages due to the unforeseen. Renter's Insurance covers the loss of your personal belongings, like clothing and furniture. Homeowner's Insurance protects against damages to owned residences, and other structures, such as sheds and garages, as well as personal belongings. In addition, both types provide liability protection for you and your family.

  • Homeowner's Insurance also offsets living expenses if you must move out during covered repair work.

  • Homeowner's Insurance covers liability and medical payments for damages or injuries to others that occur on your property.

Automobile Insurance

Auto insurance covers your obligations to others for bodily injury or property damage. In addition, if your vehicle is less than 10 years old, it can also cover physical damage to your auto from collisions and comprehensive losses (such as theft, fire and vandalism). All states require drivers to be financially responsible, so it's important to be sufficiently insured. Protect yourself in lawsuits brought on as a result of an accident. Protect your vehicle with comprehensive and collision coverage to cover damage repairs or loss of your vehicle. Tips for saving on auto insurance:

  • Ask about: Good student discounts, multi-car discounts, auto/home combination discounts, and safety feature discounts

  • Ask about deductible options: Increase deductibles to save money or drop collision coverage on older cars

  • Notify us when your driving habits change: Do you have a new job? Have you joined a carpool? Recently retired?

Personal Umbrella Insurance

When the worst things in life happen, you want the comfort of knowing you are covered. Personal Umbrella insurance provides liability coverage for damages or injuries to others in addition to the coverage provided by your home and auto policies. For a relatively low cost, you can have comfort knowing your assets and future earnings are not at risk.

Home Mortgage Payment Protection

In the event of extended disability or death, family income is reduced and expenses often escalate. Many people unknowingly risk their homes because they don't have adequate financial means to meet unforeseen events. There are solutions designed to take care of your credit obligations when you can't.

Mortgage Life Insurance

Mortgage Life insurance is designed to offer a convenient, affordable way to protect your family and help pay off your outstanding mortgage balance in the event of death. Because Mortgage Life Insurance is made available through Mutual Insurance Group, you can take advantage of affordable group premium rates. Plus, once you enroll, your low monthly premium will be conveniently added to your mortgage payment.

Mortgage Disability Insurance

Mortgage Disability insurance is designed to make your monthly mortgage payments - up to $2,000 per month - if you are unable to work due to a covered accident or illness. If you are under age 60, currently hold a mortgage with Bank Mutual, and are actively working outside the home for at least 30 hours a week, you are eligible to apply. This plan does not provide benefits for disabilities that began prior to the effective date of coverage.

Insurance Products are offered through Mutual Insurance Group, a wholly owned subsidiary of Bank Mutual.

*Refer to your policy for a complete explanation of benefits.