Treasury Management

Treasury Management

9.4.1-CB-international-services

You have a vision for your company. Our customized solutions can help make it happen.

Bank Mutual offers a suite of treasury management products and services that make the most of your working capital. Our Treasury Management Team understands the opportunities and challenges businesses come across.

We take time to get to know you and your business so we can present solutions to streamline your processes and manage your cash and liquidity with ease.

Bank Mutual understands the challenges associated with collecting on products and/or services provided. As a business, managing collections and accounts receivable is not always a focus of time or talent. We understand this and we're here to help.

Our full line of Receivables Solutions includes:

  • Incoming ACH

  • Incoming wires

  • Remote Deposit Capture

  • Wholesale and retail lockbox

  • Merchant processing

  • Cash vault services

Looking for a strong way to maximize the power of your money?

By controlling the time your funds are disbursed, you can then capitalize on the times when you still have your funds on hand. Bank Mutual empowers its customers with funds disbursements to regulate the time your cash flows outwards, increasing the time to invest.

We have many tools that support disbursements including:

  • Domestic and international wires

  • ACH

  • FTP file origination

  • Purchasing coin/currency

  • Direct deposit of payroll

  • Controlled disbursement accounts

  • Business credit card

Controls and reporting are two keys to optimizing your cash.

By controlling and tracking your accounts, you can minimize fraud, waste and countless other inefficiencies. Bank Mutual offers a wide variety of both controls and reporting functions, which gives you more power than ever before. Some of our controls and reports include:

  • Business Edge Online Banking

  • Transaction Data Export

  • Check Images online

  • Multiple user access

  • Multiple user transaction initiation

  • Account reconcilement

  • Deposit reconcilement

  • CD-ROM of check images

  • Checks/images statement return

  • Electronic Data Interchange (EDI)

Check Fraud Prevention

Protect your company from check fraud with Bank Mutual's Check Positive Pay.  A secure, automated check-matching service through Business Edge Online Banking.

ACH Fraud Prevention

Blocks and filters allow your company to control electronic transactions on your accounts. ACH Positive Pay allows your company to set criteria to authorize certain ACH debits while still notifying you of any incoming debits that were not previously approved. It's your money. Protect it with Bank Mutual.

Doing business internationally can be confusing and time consuming. Bank Mutual can help you simplify the process and compete globally with services including:

  • International Wire Transfers in both USD and foreign denominations

  • Foreign Exchange

  • Letters of Credit (Import, Export, and Standby)

  • Currency Orders

Convenient processing services your customers want.

Customers expect dependable, quick, secure, and efficient processing solutions. Without this type of service your competitors have the advantage. With Bank Mutual's Merchant Services, you get quicker access to funds and a team of experts available to support and assist you 24/7. It’s the customer satisfaction that will help your business go farther.

Protect Your Business
Banking by phone or online provides you with a secure way to check your balances, transactions, and account history. Having this 24/7 account access means that you can also regularly monitor your account to verify your transactions.

Smart, convenient checking for your business.

As business grows, so should your bank accounts. That’s why we have a powerful line of business checking products to get you on your feet and on your way. We customize solutions in order to meet the unique needs of your business.

VISA® CREDIT CARDS

BUSINESS CASH CARD

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.

VISA BUSINESS BONUS REWARDS CARD

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase. 

VISA BUSINESS BONUS REWARDS PLUS CARD

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase – all with a low annual fee. 

Bank Mutual One Card

Managing travel and purchasing transactions with just one process, one staff, one card issuer and one invoice is a reality with the one card. The one card empowers your organization to merge separate card solutions, increase efficiencies and decrease costs across all platforms. Moreover, with the one card, you have the ability to offer employees unsurpassed flexibility without sacrificing control.

Visit any of our convenient locations to fill out an application, or apply online. If you are a current Bank Mutual credit card customer, you may also manage your account online.

1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Value added benefits can help strengthen relationships with employees at no cost to you.

Work Perks Checking

  • With direct deposit from your business, we can offer your employees an outstanding checking account with top-of-the-line features.

  • An incentive specific to your employees for opening the Work Perks Checking account. Low minimum of only $100 to open the account and no ongoing minimum balance.

  • Free checks for life and unlimited check writing.

  • Bank Mutual CheckCard is supplied for free with NO monthly fee. Free unlimited transactions at over 1,000 ATMs in Wisconsin and Minnesota and over 23,000 nationwide through the Moneypass/Pulse Select Network.

  • Earns competitive interest on any balance.

  • Complimentary Identity Theft Insurance with Identity Fraud Support Service, Card Patrol, and access to the exclusive MyIDMatters website. Plus, Accidental Death and Dismemberment Insurance.

  • Discounted gift cards and gift certificates, shopping savings of up to 50% off name brand items, discounted closing costs on mortgage loans, and 50% off safe deposit boxes where available.

  • Free Online Banking, e-Alerts, Online Bill Pay, and e-Statements.

Health Savings Accounts

If you offer your employees a qualified, high deductible insurance plan we can help them save out-of-pocket healthcare expenses through a Health Savings Account (HSA).

  • Contributions to an HSA are tax deductible.

  • There are no income limits.

  • Withdrawals for qualified expenses are tax free.

  • Balances carry over to the next calendar year.

Retirement Savings

Bank Mutual can help your employees save for retirement. Whether they need to roll over a 401k or open an IRA, our retirement specialists can help your employees find the right accounts to fit their needs.