Essential Checking

Essential Checking

simplicity at its best.

So, what comes with this essential account?

  • Unlimited free MoneyPass and Bank Mutual ATM withdrawals

  • Four free external ATM withdrawals per month (not MoneyPass / Bank Mutual)

    • $2 for each external withdrawal over and above four per month

  • Mobile Banking with Mobile Deposits

  • Online Banking / Online Bill Pay

  • Free e-Statements or $2 per month for Paper Statements

  • Complimentary Accounts: One Free Regular Savings Account with monthly auto-transfers of at least $25 per month

  • A $150 Discount on Mortgage Closing Costs1

  • Free Mutual Financial Group Consultation


There are three simple ways to qualify for this account without the $4.95 monthly service charge. Having your service charge waived is as simple as:

  • Having an external direct deposit or

  • Being a current student and 25 years old or younger or

  • Making at least 10 signature-based Debit MasterCard® transactions in the month.

Sound like a lot? Never fear! Consumers use their Debit MasterCards for signature-based transactions an average of 20 times a month!

1 Discounts require that standard Mortgage underwriting guidelines are met.