Your business can attract more customers and help build their loyalty with credit and debit card processing from Bank Mutual and TransFirst, a leading provider of merchant services and products. Accepting payment cards can help your business increase sales and boost its bottom line, and TransFirst can contribute by lowering your processing costs.

Serving over 200,000 merchants, financial institutions and sales partners, TransFirst has earned the Better Business Bureau’s A+ rating for outstanding customer service and trust. It customizes secure payment processing solutions for all major credit cards to meet the unique requirements of a variety of business models, including traditional POS retail, mobile service provider, e-commerce and MOTO.

Services include:

  • Multiple credit card processing options

  • Quick and easy electronic application process

  • Comprehensive 24/7 online reporting

  • ACH processing and check verification

  • Automated in-house chargeback/retrieval processing system with 24-hour turnaround

  • Available next-day funding

  • 24/7 U.S.-based/in-house merchant help desk


Innovative solutions include:

  • Next-Day Funding: Process transactions as usual and close your batch by 4:00 a.m. Central Time the following day — your money is in your Bank Mutual bank account by 4:00 p.m. Central Time.*

  • ProcessNow®: Flexible, portable, powerful and complete mobile point-of-sale (mPOS) business solution. ProcessNow Mobile and ProcessNow Register uses tablets and smartphones to help businesses of all kinds accept credit and debit card payments.

  • Transaction Express®: A robust payment gateway that gives you total control of your credit and signature debit card payment acceptance.

  • TransFreedom: Accept credit cards simply and affordably. TransFreedom combines a number of monthly charges into one single low monthly fee that’s less than the cost of the individual fees.

  • Data Breach Security Program: Financial protection in the event of a security breach, saving potentially hundreds of thousands of dollars in fines and related expenses — all for a low monthly fee.

Learn more!

For more information, please visit your local Bank Mutual.

Next-day funding available for business account holders of Bank Mutual; all merchants subject to credit approval. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by TransFirst’s Credit or Risk departments at any time. Certain restrictions and exclusions may apply.