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Mortgage Calculator

To calculate your mortgage payments, please enter the following rate and payment information.

	Payments: The term of the loan in months.
	Interest Rate: Enter interest rate as a decimal - i.e. 0.075 for 7.5%
	Principal: Borrowed amount

Then click on Compute to calculate your monthly payment. Two modules are presented to compare rates and payment options.

Prepayment Mortgage Reduction

This form allows you to see how prepaying your mortgage reduces the length of your mortgage by putting in the current values for your loan. If you know your current principal balance and principal/interest payment, enter then in fields A1 and A2. Otherwise enter the three values for your loan in B1, B2 and B3. (Original Loan Amount, Month of First Payment, Length of Loan).

Tuition Savings Calculator

Enter the current annual tuition of your four year educational institution and what you think your average tuition inflation and investment return will be. Then put in the years until your children go to school and how much you have already to invest and how much you will contribute each year.

Simple Loan Payment Calculator

Enter the values and see the payment information. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

How long until you're a millionaire?

Enter your starting balance, your ending balance, monthly contribution and interest rate. You will then see how long it will take until you reach that goal (default = $1,000,000). Put in an inflation factor to find out what it's worth then.

How Much to Retire?

This is a simple retirement calculator. It displays how much you will need to save to provide a certain income for a set number of years.

Future Value/Annuity Calculation

This form calculates how much to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money.