Our ULTIMATE Checking is designed for those who want more.

Of course there’s more than enhanced identity and credit protection, money savings programs and insurance. (We warned you this account was fully loaded). ULTIMATE Checking also provides benefits that give you the ultimate in convenience, savings and security, including: 

  • Free Checks for Life
  • Competitive Interest
  • Unlimited ATM Usage at Bank Mutual Terminals
  • Free Online Banking and Online Bill Pay
  • Free e-Statements and e-Alerts
  • Fee-Free Travelers Checks and Money Orders
  • One waived Overdraft Fee per Year
  • Overdraft Protection from Savings

And that's not all! ULTIMATE Checking also provides you with the following:

Accidental Death and Dismemberment Insurance

You'll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.

Identity Theft Insurance with Fraud Assistance

You'll have up to $2,500 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance to help with the hassle of clearing your good name. (Identity Theft Insurance is not available to residents of the state of New York.)

Discounted Gift Cards

With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.

Card Patrol

Sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for your personal information. In the event identity theft occurs, you will be assigned a personal caseworker to take you through the resolution process.

Triple-Bureau Credit Reports

You'll get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax, and TransUnion.

Bonus Travel

Use our toll-free Travel Reservation Service to make travel arrangements, and you'll receive a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises, and package tours.

Sojourns® Travel Magazine

Photography and articles take you to exciting destinations and provide you with great vacation ideas.

Hotel Savings Network Discounts

Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide. There is no limit to the number of times you can take advantage of your savings!

Credit Alert®

With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. If there are no changes to your credit, you'll even receive a quarterly notification that nothing has changed.

Everyday Rebate Rewards

You'll get rewarded by purchasing items you use every day! Send in your receipts, up to $100 every quarter, and we'll give you 10% back.

Coast-to-Coast Vision Plan*

Valuable eye care savings for the entire family! Receive discounts at over 12,000 participating providers on eyewear and eye exams nationwide.

*Medical discounts are NOT insurance.

Rx Advantage™ Prescription Drug Program*

You'll receive discount pricing on many of your prescription medications when you present your Rx Advantage card at participating pharmacies nationwide. You can also enjoy the convenience of having routine prescriptions mailed directly to your door!

*Medical discounts are NOT insurance.

Savers Club®

Everyday savings right at your fingertips! Savers Club® offers thousands of discounts you can use across the country or close to home.

All these benefits for only $8.95 per month! 

Is ULTIMATE checking the account for you? If so, you can open it online, right now!

Bank Mutual Deposit Account Rules

Open Account