This checking account has all the bells and whistles.

The Works is just that -- the works! This fully loaded checking account has the value, protection, and savings you've been looking for, including:

Accidental Death and Dismemberment Insurance1

You’ll be protected with up to $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day. The coverage is divided equally among co-owners of joint accounts and reduces 50% at age 70. Dismemberment benefit is paid as a percentage of the Accidental Death coverage.

Identity Theft Insurance2

Members have up to $2,500 in financial compensation for covered expenses incurred in the recovery of their stolen identity.

Identity Fraud Support Service

Receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Card PatrolSM with Social Security Number Monitoring3

Identity thieves care about two things — stealing personal information and selling it to make money. This sophisticated, real-time, web-crawling technology monitors underground chat rooms, websites and blogs for members’ registered credit/debit cards and Social Security number. For security, we cannot start Card PatrolSM fraud monitoring until this benefit has been activated online.

Discounted Gift Cards4

With this valuable savings benefit, members can purchase gift cards worth $25 from well-known merchants for friends, family members or even themselves while enjoying a discount off the face value of each card.

Savers Club®

Everyday savings right at your fingertips. It offers thousands of discounts you can use across the country or close to home.

Savings on Tap®

This mobile coupon app, available for iPhone® and AndroidTM, makes it easy to enjoy savings on the go. Simply show the mobile coupon to the participating merchant at check-out to redeem discounts.

Everyday Rebate Rewards5

Get rewarded by purchasing items you use every day. Get 10% back, up to $20 per quarter, just for sending in receipts. That's up to $80 each year!

Vision Plan6

Valuable eye care savings for the entire family! Receive discounts at over 22,000 participating providers on eyewear and eye exams nationwide.

Rx Advantage™ Prescription Drug Program6

Save on prescriptions purchased from one of more than 64,000 participating pharmacies.

Bonus Travel7

Earn a cash back bonus after traveling when reservations are made through the Bonus Travel Service. When travel is complete, members can collect a 5% cash back bonus on all eligible bookings.

Extended Warranty8 and Purchase Price Protection9

Purchase a covered item and extend the warranty up to five years from the date of purchase, up to $5,000 per item. In addition, if the price of a covered item purchased fluctuates within 60 days from the date of purchase, members can receive a refund of the difference in price, up to $500 per item or $1,000 per year.

And like all Bank Mutual accounts, The Works comes with access to over 23,000 surcharge-free ATMs nationwide, additional cash back through CardCashTM, person-to-person payments with Popmoney, online banking and online bill pay.

All these benefits for only $5.95 per month!


1Accidental Death Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The coverage described in this literature may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions and limitations apply. Chubb, Box 1615, Warren, N.J. 07061-1615. This program is administered by Affinion Benefits Group, LLC.

2The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (“FSA” or the “Association”). Upon enrollment in the program, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (collectively, the “Company”) under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the program. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

3Card PatrolSM monitors up to ten registered credit/debit cards and your Social Security number on the Internet, based on an extensive search of directories and Internet chat rooms; however, it is impossible to ensure that all directories and Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.

4Gift card/gift certificate purchases limited to a total of 500 $25 cards annually. Participating merchants may change at any time without notice. Certain merchant restrictions and limitations may apply. Call the toll-free number for the most up-to-date listing of merchants.

5At the end of each quarter, send an Everyday Rebate Rewards request form and receipts for up to $200 of purchases to receive 10% back for a total of up to $20 each quarter (up to $80 annually). Receipts must be a minimum of at least $10 each quarter and membership must be active at time of purchase and redemption to receive a rebate.

6For all health discount benefits, the Optum HealthAllies discount plan is administered by HealthAllies®, Inc., a discount medical plan organization. For a complete list of providers in your area, visit www.provider.optumhealthallies.com. The Optum HealthAllies discount plan is NOT insurance. The discount plan provides discounts at certain health care providers for medical services. The discount plan does not make payments directly to the providers of medical services. The discount plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. HealthAllies, Inc. is located at P.O. Box 10340, Glendale, CA 91209, 1-800-251-0003, www.provider.optumhealthallies.com, ohacustomercare@optum.com. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. MA residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. The range of discounts for specified medical, pharmacy or ancillary services provided under the plan will vary depending upon the type of provider and the type of services received. Vision Plan discounts are not available in all states. Please go to www.provider.optumhealthallies.com to check availability in your state.

7The cash bonus applies only to travel purchased through Bonus Travel as detailed in the membership materials we will send you. Group travel, meals, taxes, gratuities, and other miscellaneous expenses do not apply. Membership must be active at time of request and redemption. Sojourns® Travel Magazine Photography and articles take you to exciting destinations and provide you with great vacation ideas.

8The Extended Warranty benefit applies to products with a sales price under $5,000, and only to repairs covered under the manufacturer’s U.S. warranty. Reimbursement for Extended Warranty per occurrence is up to the lesser of $5,000 and the purchase price of the product. Coverage applies to items purchased 90 days prior to enrollment. Protection is in effect only while membership is active. This benefit is not available to Arizona, California, Maine and Utah residents. For a description of coverages and limitations thereof, please review the Extended Warranty Terms and Conditions of Benefits which are enclosed in your membership materials. Certain states may deem the Extended Warranty to be a form of insurance; accordingly, this benefit is offered in those states through Affinion Benefits Group, LLC and is underwritten by Virginia Surety Company, Inc.

9Motorized vehicles and their parts, live plants and animals, food and beverages, services, jewelry, tickets, negotiable instruments, layaway items, and one-of-a-kind items are excluded from Price Protection. Liquidation sales and going-out-of-business sales are excluded. There is a $500 limit per item, $1,000 per 12-month period on all Price Protection claims. Price Protection refund is the difference between the original purchase price and sale price when items go on sale within 60 days of purchase at any retail store, chain or Web site. Price Protection claims must be filed within 90 days, including your original purchase receipt and the proof of new price when the item you purchase goes on sale. For Price Protection claims, you must complete a claim form as outlined in your membership materials. You must be an active member at the time of purchase and at the time of the price reduction in order to qualify for the refund. Exclusions and limitations apply. See Service Agreement for details. The Extended Warranty and Product Repair Plan benefits are provided by National Product Care Company (NPCC) at 175 West Jackson Blvd., Chicago, IL 60604 except in Arizona, Florida, Oklahoma, and Wisconsin where it is Service Saver, Incorporated (SSI) at 175 West Jackson Blvd., Chicago, IL 60604; in Florida, the license number is 80173. Extended Warranty and Product Repair Plan is not available for residents of the states of Arizona, California, Maine and Utah. Neither Affinion Benefits Group, LLC nor any of its affiliates is the provider of the product repair and extended warranty benefits of this service. The Extended Warranty and Product Repair Plan is administered by Affinion Benefits Group, LLC.